You probably know a relative, or neighbor, or co-worker who has a rental property. Individual real estate investors - those who buy a property for the express purpose of renting it out - are almost everywhere. It seems easy. You acquire a property, advertise it "for rent," then collect an extra paycheck each month when your tenant pays you. But not all rental properties are created equal. And there can...

Need a change of pace? St. Kitts and Nevis are peaceful islands in the Caribbean that can offer you the lifestyle and scenery you crave. If you’re looking to move to St. Kitts, you’re probably spinning several plates in the air at once. From packing your belongings, organizing a major international move, and choosing the best place to live on St. Kitts can be overwhelming. Here’s what you need to...

You may think that to raise your rental property income you can just raise rents. However, you can't just raise the rents arbitrarily, because if tenants leave, income goes down, not up. Fortunately, there are other ways, including the ones listed below. Consider raising the rent. We did dismiss ARBITRARY rent hikes as a cash-flow solution, but check on the rates for similar units. Are you renting at...

If you are thinking about buying a house in St Kitts or Nevis, there are a few things that you will need to know about the process of buy real estate in St Kitts and the ins and outs of what is involved. Buying a house in St Kitts is not a complicated process, but it is always best to know and understand what will be required by you as the buyer and the seller of the property, and what options you have...

What is the role of a real estate agent during a home buying transaction? If you ask a hundred different agents this question, you will likely get just as many different answers. In truth, the primary role of a real estate agent when working with buyers is a simple one. Your agent’s primary obligation is to help you find a home that meets your needs, and to help facilitate the purchase. In exchange...

How much of a mortgage loan can I afford by borrow when buying a home? This is one of the most common question among first-time home buyers, and with good reason. If you take on a bigger monthly payment than you can afford, you could become another foreclosure statistic. And that’s bad for all parties involved — for you, for the bank, and even for the economy. So let’s talk about how you can...

Question: “I was pre-qualified by a mortgage lender a week ago, and they have since been following up by email and asking for various documents. I did the pre-qualification process online just by providing some basic information about my income and the type of loan I’m seeking. My question is, if you are pre-qualified for a mortgage, is there a good chance you’ll be approved by the...

Mortgage refinancing gives homeowners a way to reduce their home loan interest costs, and maybe even shorten the mortgage term at the same time. As a result, it is one of the most common financial strategies among people who own homes. This article addresses the number-one question among homeowners who are considering a refinance loan: When does it make sense for me to refinance my mortgage loan? And...

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