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Should I Refinance My Mortgage Loan Now, or Wait?

Should I Refinance My Mortgage Loan Now, or Wait?

Mortgage refinancing gives homeowners a way to reduce their home loan interest costs, and maybe even shorten the mortgage term at the same time. As a result, it is one of the most common financial strategies among people who own homes. This article addresses the number-one question among homeowners who are considering a refinance loan: […]

If I’m Pre-Qualified for a Mortgage, Will I Be Approved?

If I’m Pre-Qualified for a Mortgage, Will I Be Approved?

Question: “I was pre-qualified by a mortgage lender a week ago, and they have since been following up by email and asking for various documents. I did the pre-qualification process online just by providing some basic information about my income and the type of loan I’m seeking. My question is, if you are pre-qualified for […]

How Much of a Mortgage Loan Can I Afford to Borrow?

How Much of a Mortgage Loan Can I Afford to Borrow?

How much of a mortgage loan can I afford by borrow when buying a home? This is one of the most common question among first-time home buyers, and with good reason. If you take on a bigger monthly payment than you can afford, you could become another foreclosure statistic. And that’s bad for all parties […]

How to Prepare for a Home Appraisal When Selling

How to Prepare for a Home Appraisal When Selling

As a home seller, you will most likely encounter a home appraiser at some point. You might even hire one yourself, to help you determine the current market value (and asking price) of your house. Or you might go through the process later on, when the buyer’s mortgage lender sends an appraiser to visit. In […]

How and Where Do I Begin When Buying a Home?

How and Where Do I Begin When Buying a Home?

Beginning a home search can be a disconcerting task, especially for first-time buyers. Perhaps the biggest question is how and where to begin the process. Some people begin by looking at real estate listing websites, while others call real estate agents right off the bat. The process varies. So, what is the best way to […]

What Real Estate Agents Do for Home Buyers

What Real Estate Agents Do for Home Buyers

What is the role of a real estate agent during a home buying transaction? If you ask a hundred different agents this question, you will likely get just as many different answers. In truth, the primary role of a real estate agent when working with buyers is a simple one. Your agent’s primary obligation is […]

What is a Buyers’ Market in Real Estate?

What is a Buyers’ Market in Real Estate?

Trying to sell a house in a buyers’ market can be tough. But it’s certainly not impossible. You might even have some degree of control over the situation, though the market seems to be stacked in the buyers’ favor. But you have to know your market, and you have to work hard to outshine the […]

Henley and Partners reacts to CBS show and says St Kitts and Nevis Citizenship by Investment Program is one of the best in the world.

Henley and Partners reacts to CBS show and says St Kitts and Nevis Citizenship by Investment Program is one of the best in the world.

Henley and Partners, a global firm which facilitates Citizenship by Investment, has reacted today to a feature which US broadcaster CBS aired at the end of last year. In a press release which they issued today, Henley and Partners say: “In particular St Kitts and Nevis, which was unfairly singled out in our view, has […]

St Kitts and Nevis’ Citizenship by Investment Programme uniquely invites applicants to play a part in the life, culture and economy of the Federation.

St Kitts and Nevis’ Citizenship by Investment Programme uniquely invites applicants to play a part in the life, culture and economy of the Federation.

Prime Minister, Dr. the Honourable Timothy Harris, in his New Year’s Address to the nation talked about 2017 as a year of growth and resilience, themes which sit well with the way in which the St Kitts and Nevis Citizenship by Investment Programme is shaping up. Since the appointment of Les Khan in September 2016 […]

9 Tips for Filing a Home Insurance Claim

9 Tips for Filing a Home Insurance Claim

Filing a home insurance claim is probably not something you think about very often. Your house is generally your most important asset, so it’s not pleasant to ponder some worst-case scenario that could lead to a home insurance claim. But if you’re reading this article right now, I can safely assume you’re either in the […]